As more Indians choose to explore international destinations and increase their travel budgets, having the right travel insurance has become more important than ever. Travel insurance provides vital financial protection against unexpected events such as medical emergencies, trip cancellations, loss of baggage, or even passport loss.

Medical expenses in countries like the US and Canada are among the highest globally. Experts recommend a minimum sum insured of $2.5 to $5 lakh, and up to $1 million for senior citizens. For other regions such as Europe (Schengen), Southeast Asia, or the UK, recommended coverage varies based on medical costs and travel risks, but remains equally crucial.

Travel insurance also offers coverage for personal accidents, emergency medical evacuation, and adventure sports (if included). In case of trip delays, cancellations, or loss of important documents like passports, the policy can cover non-refundable costs and associated charges.

With the rising frequency and cost of travel, a comprehensive travel insurance policy is not just a formality—it’s a smart financial safeguard for every international traveller from India.